Budgey

Local mode
Income

Gross is your salary before taxes. Net is the money you actually get to keep.

Gross
$
$
$
Netcalculated
$
$
$

Profile

Tax information and the number of weeks worked in a year.

Tax Profile
$
Work Calendar
$
$
$
$

*Net is estimated based on federal and state tax rules. Budgey uses simplified calculations and doesn't account for every scenario. For precise planning, consult a tax professional.

*Actual incomes consider how many weeks are worked in a year, giving a more accurate picture of a weekly budget over 52 weeks.

Philosophy
  • Most budgets follow the 50/30/20 rule, allocating 50% of income on needs, 30% on wants, and 20% on savings.
  • It's a great rule, but savings comes last.
  • Budgey reorders the rule as 20/50/30. Savings comes first, because money you don't see is money you don't spend.
Savings

20% of monthly income for savings.

· 0%
goal · · 20%

Checking

80% of monthly income after savings, for needs and wants.

· 0%
goal · · 80%
Needs

50% of monthly income for essentials.

· 0%
goal · · 50%

Wants

30% of monthly income for everything else.

· 0%
goal · · 30%

Means

A lyrical look at overall budget health.

Means
0%
100%
Savings
0%
20%
Needs
0%
50%
Wants
0%
30%